Australia’s central bank, the Reserve Bank of Australia (RBA), recently made headlines with its decision to decrease interest rates. This move marks a significant moment for the Australian economy and has wide-reaching implications, particularly for homeowners. But what does this mean for those who have a mortgage or are looking to enter the housing market?

For property investors, understanding the property cycle has long been considered essential, acting as a guideline in helping identify the best times when to buy, hold, and sell, in anticipation of what comes next.

Skyrocketing house prices nationwide, combined with a cash rate that has remained at a decade-long high since November, have contributed to widespread penny-pinching among mortgage-burdened Aussies.

In Australia, the property market can be competitive and complex, especially for first-time buyers. This guide will walk you through the key steps, helping you make informed decisions and understand the processes involved.

If you’re reaching the final stages of buying or selling a home, chances are you’re starting to think about meeting the legal and financial obligations involved in the property transfer. To make sure this is fair to all parties, it’s worth seeking help from a conveyancer.

Bridging finance is a short-term loan that plays a pivotal role in facilitating property transactions. Whether you are a homeowner looking to upgrade or a real estate investor seeking to capitalise on market opportunities, understanding bridging finance can be a game-changer.

Mortgage brokers play a crucial role in connecting borrowers with lenders, but how exactly do they earn their keep? Let's delve into the mechanisms behind how mortgage brokers get paid in Australia.

Borrowing with a poor credit history may present challenges, but it's not impossible. By understanding your credit score, assessing borrowing options, and taking steps to improve your creditworthiness, you can increase your chances of securing a loan.

Buying a home is a significant milestone for many Australians, but it often comes with financial hurdles, especially when it comes to securing a mortgage. One of the challenges borrowers may face is the requirement to pay Lenders Mortgage Insurance. In this blog post, we'll delve into what Lenders Mortgage Insurance is, explore some strategies to avoid paying it and why in some cases it may be a good thing.